Computer & Internet Access Policy
Lenders can contribute as little as $25 to loans of their choice, and receive their money back as debtors repay. Kiva falls in need of being a pure peer-to-peer charity, in that loans are disbursed before being funded by lenders and borrowers do not communicate with lenders themselves. While much has been written of the financial benefits of Internet-enabled commerce, there may be also evidence that some elements of the Internet similar to maps and location-conscious companies might serve to reinforce economic inequality and the digital divide. Electronic commerce could also be liable for consolidation and the decline of mother-and-pop, brick and mortar businesses resulting in increases in revenue inequality. Lonely people have a tendency to make use of the Internet as an outlet for his or her feelings and to share their tales with others, corresponding to within the “I am lonely will anybody communicate to me” thread.
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